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In many ways getting a short term car insurance policy if you are a young driver could be even easier than getting a normal annual policy because the application form is simpler. However you would be expected to have had a full driving licence for at least a year so realistically the minimum age at which you could buy temporary insurance from the company we link to is 18 at present. As with all temporary cover the vehicle you would want to drive would have to appear on the insurer's approved list – most modern cars on British roads do – and you would need to have at least a reasonable driving record with no criminal convictions or outstanding charges. That covers the vast majority of us so hopefully you'll have no problem. The premium is calculated using the usual criteria of age, postcode, driving experience, type of car to be insured etc so the only way to find out what it would cost you and whether or not you would qualify is to get a quotation, which should only take you a minute or so.

You can buy a policy for a short time from just one single day up to 4 weeks and cover is comprehensive so it could be ideal if you wish to borrow a parent's or friend's car whilst you are home from uni, share the driving on a long journey or impress someone on that important first date. Don't get too carried away though, vehicles with a valuation of more than £40,000 cannot be covered so there is no point in trying to borrow your rich uncle's Lamborghini for the evening; you may be better with his spare Volkswagen Golf instead!

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Copyright Mary Peters 2013 All Rights Reserved. is a trading style of Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS, which is registered in England, company number 10104295.
 Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We receive from them a commission per policy purchased; this will not affect the premium you pay for your policy in any way.